SECTION I — PROPERTY COVERAGES Coverage A applies to homeowners and condo owners policies. Coverage B applies to homeowners policies. Coverage A Dwelling provides coverage…
PERILS INSURED AGAINST Coverages A, B and C (Dwelling, Other Structures and Personal Property) are insured against various causes of loss. These causes of loss…
FACTORS AFFECTING THE COST OF YOUR POLICY Some of the factors considered when determining the cost of your insurance are: The quality of local fire…
DETERMINING THE AMOUNT OF YOUR COVERAGE SECTION I — PROPERTY COVERAGES Now that we have discussed the different types of policies, let’s see how the…
DEDUCTIBLES Every Homeowners policy has a deductible that applies to Section I Property Coverages. A deductible is the dollar amount for which you are responsible…
Abandonment: As used in property insurance, prohibits the insured from abandoning damaged property to the insurance company for repair or disposal. Accelerated Benefits Rider: An…
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